Effective Date: Jan 2, 2020
Please read this Policy carefully. By using our Site or Services, you agree to our collection, use, and sharing of your personal information as described in this Policy.
Through your use of our Site and Services, we may collect personal information, which is information that identifies an individual or relates to an identifiable individual. Personal information may include but is not limited to: your first and last name, physical address, Social Security number, date of birth, and checking account information.
We collect the following types of information:
If you express interest in one of our Services, we will collect certain personal information from you, including contact information (such as name and email), which we will use to contact you. We may request additional personal information that is necessary to process any application submitted by you, such as your physical address, Social Security number, mobile phone number, date of birth, bank account information and numbers, employment and income information. Additionally, we may collect information to verify your identity, for security-related purposes or other administrative purposes. To provide Services to you, we may on occasion supplement the personal information you submit to us with information from third-party sources, such as consumer report information.
If you contact us, tell us your story, or otherwise provide us with information about yourself, we will maintain records of your correspondence. This may include any of your questions, comments, or suggestions.
We collect information about your use of our Services. For example, in processing a payment with you, such information would include your name, amount of payment, and your bank account information, including account numbers, routing numbers, debit card numbers and similar information. Other information that we collect includes your transaction history, payment history, and account balance. We also collect tokens from online services and payment systems.
We may automatically collect the following types of information as you use our Site and Services.
A cookie is a small text file that is stored on a user’s computer for record-keeping purposes.
If you reject cookies, you may still use our Site, but your ability to use some areas of our Site may be limited. For example, you cannot create an account with us or take out a loan or other product without accepting cookies.
We may use a software technology called tracking pixels (a.k.a. web beacons or clear gifs) that help us better manage content on our Site by informing us what content is most effective. Tracking pixels are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. In contrast to cookies, which are stored on a user’s computer hard drive, tracking pixels are embedded invisibly on Web pages and are about the size of the period at the end of this sentence.
We may also use other website or mobile tracking technologies, such as device fingerprinting, to identify you and keep track of your preferences, prevent fraudulent activity or improve Site security, assess the performance of the Site, and deliver content to you based on your interests on our site and third-party sites.
Statistical or aggregated information does not directly identify a specific person, but it may be derived from your personal information. For example, we may aggregate PII to calculate the percentage of users in a particular ZIP code.
We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. Some of these third parties may provide you with ways to choose not to have your information collected or used for targeted advertising.
We use the Personal Information we collect in the following ways:
We reserve the right to share information, including personal information, with third parties, as described below:
OnlineLoansYouNeed.com provides you with certain “opt-out” rights from having your personal information used or shared for specific purposes. For more information regarding your rights related to our sharing of your non-public personal information, please call (504) 488-1866.
If your personal information changes, or if you no longer desire our service, you may correct or update your personal information by contacting us at (504) 488-1866 or [email protected]. If you have an account with us and your account is in good standing, you may also correct or update your information by logging into your account on our Site and updating your information there.
The security of your personal information is important to us. We maintain reasonable physical, technical, and administrative security measures to protect and limit access to your personal information.
No method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. If you have any questions about the security on our Site, you can contact us at (504) 488-1866.
The Site may contain links to or links from third-party sites that are not owned or controlled by OnlineLoansYouNeed.com. We have no control over the content, privacy policies, or practices of any third-party site. You are subject to the policies of those third-party sites where applicable. We encourage you to review the privacy policies of these third-party sites before you disclose your personal information.
The Site is not currently configured to respond to Do Not Track signals.
Our Site and Services are not intended for use by children. We do not knowingly collect personal information from children under the age of 13 years. If we become aware that a child under 13 has opened an account or otherwise provided us with personal information, we take steps to terminate the child’s account and delete such information.
This is a United States-based Site that is subject to United States law. This Site is controlled, operated, and administered by OnlineLoansYouNeed.com from its offices within the United States of America. This Policy is provided per and subject to applicable U.S. law. If you are accessing this Site from a location outside the United States, you hereby agree that your use of this Site and our collection and use of your personal information is subject to this Policy.
We reserve the right to modify this Policy at any time, so please review it frequently. If we decide to make material changes to this Policy, we will post those changes to this Site in a manner that we deem is appropriate so that you are aware of what information we collect, how we use it, and under what circumstances if any, we disclose it. You agree to these future updates by continuing to use our Site or Services after they have been posted. You can always obtain a copy of the most updated Policy by calling (504) 488-1866.
If you have questions, comments, or concerns regarding our Privacy Statement, please write to us or click below to contact us. OnlineLoansYouNeed.com 919 N Lopez St New Orleans, Louisiana, LA 70119, USA [email protected]
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OnlineLoansYouNeed is not a lender and therefore is not part of any decision making associated with lending or offering loans.We are an online service that connects borrowers and lenders. We do not charge any fees for this service. The user has the right to review the terms and condition before accepting any loan product or service offered. OnlineLoansYouNeed does not endorse any particular lender. We don’t store or access information about fees and charges associated with any loan offers. Not all states allow short-term loans, so the potential borrower needs to check that information. OnlineLoansYouNeed cannot guarantee that a user of our website will be approved for any loan product, nor can we ensure that you will be connected with a lender, or if they will provide you with a loan as per your online form request. Loan products can vary in their terms and conditions and can depend on numerous factors. These may include but not be limited to your state of residence and your credit standing as well as the terms applied by individual lenders.